Minnesota Duplex With 4 Bedrooms and Two Full Basements Listed for Just $95,000
A side-by-side duplex in Bemidji, Minnesota, has just hit the market for $95,000, offering four total bedrooms, two bathrooms and nearly 2,000 square feet of finished living space.
Located at 219–221 14th Street NW, the residential income property was built in 1937 and provides approximately 1,992 square feet of finished space across its two units.
At the current asking price, that works out to roughly $48 per square foot.
The relatively low entry price combined with the two-unit configuration could make the property particularly interesting to investors, first-time landlords or buyers who want to occupy one unit while potentially renting the other.
According to the current listing, both sides have separate entrances and separate mechanical systems.
That separation can be especially valuable in a duplex because residents can maintain a greater degree of independence compared with properties where major systems are shared.
Another notable feature is the basement space.
Both units have access to full basement areas, creating substantial additional room for storage, laundry and utilities.
Approximately 800 square feet of the reported finished living area is below grade, while about 1,192 square feet is above grade.
Inside, original oak flooring adds character that reflects the property’s 1930s construction.
The windows have also been updated, helping modernize an important component of this older building.
Above the home is an updated metal roof, another feature that could appeal to investors concerned about long-term exterior maintenance.
Heating is supplied through forced-air systems using natural gas.
Laundry facilities are located in the basement.
The property does not include a garage or carport, with parking described as open and on-street.
The lot itself is relatively compact at approximately 3,528 square feet, which may appeal to an owner who wants a rental property without a large amount of lawn and exterior grounds to maintain.
City sewer serves the building.
The MLS also provides information about how some operating costs are currently structured. Tenants are responsible for electricity and gas, while the owner is listed as responsible for expenses including water, sewer, trash collection, snow removal, exterior maintenance, repairs and property taxes.
Prospective buyers should independently verify current leases, rental amounts, tenant status and operating expenses before relying on the property as an income-producing investment.
One unusual disclosure is that the property is owned by the listing agent.
The duplex officially entered the market on October 9, 2026, at $95,000.
For someone interested in starting a rental portfolio, the asking price is likely to be one of the biggest attractions.
The two-unit configuration also presents another possibility: an owner-occupant could potentially live in one side while collecting rent from the other, depending on financing requirements and the property’s current occupancy.
With four total bedrooms, two bathrooms, 1,992 square feet, separate entrances and mechanicals, basement space, oak floors, updated windows and a metal roof, this Bemidji duplex offers an unusual amount of income-property potential for a $95,000 asking price.
Listed on Zillow